EARLY ACCESS OPEN

The Real-Time
Intelligence
Layer for
SMB Credit.

Underwrite any business in seconds using live operational data—not outdated financial statements.

◆Replace weeks of underwriting with seconds
◆Live signals: reviews, hiring, pricing, activity
◆Built for lenders, fintechs, and credit funds

FOR LENDERS · FINTECHS · CREDIT FUNDS · PRIVATE EQUITY

BLACKSAND INTELLIGENCE
BSX-0000 · LIVE
RISK SCORE
742
▲ LOW RISK
TOP 18% · NYC
Prospect Heights Coffee Co.
12-WEEK TREND
▲ +21 pts this quarter
LIVE SIGNALS
Reputation
88
Demand
74
Operations
71
LOADING MAP...
Updated 2h agoNext update in 5d 22h →
REAL-TIME SMB INTELLIGENCE ◆UNDERWRITE IN SECONDS ◆LIVE OPERATIONAL DATA ◆12+ SIGNAL SOURCES ◆NYC METRO · 18,000+ SMBs ◆BUILT FOR LENDERS & CREDIT FUNDS ◆REAL-TIME SMB INTELLIGENCE ◆UNDERWRITE IN SECONDS ◆LIVE OPERATIONAL DATA ◆12+ SIGNAL SOURCES ◆NYC METRO · 18,000+ SMBs ◆BUILT FOR LENDERS & CREDIT FUNDS ◆
01 / THE PROBLEM

Underwriting
is broken.

SMB lenders are making billion-dollar decisions on PDFs, bank statements, and tax returns that are 12–18 months old. By the time the data reaches your desk, the business has already changed.

Replace weeks of underwriting with seconds.

12–18mo

How old the data is when you make a lending decision

Weeks

How long traditional SMB underwriting takes end-to-end

Invisible

Critical risk signals hidden in plain sight across the open web

02 / THE SOLUTION

Real-time,
data-driven
credit decisions.

Blacksand aggregates live data from reviews, hiring, pricing, and online activity to generate a continuously updating risk profile for any business.

No documents. No waiting. Just a score you can act on—every Monday morning.

01
We watch the signals
12+ sources across reviews, hiring, pricing, and web activity—updated continuously.
02
We normalize and score
Every signal is weighted against local peers and rolled into a single Blacksand Score.
03
You decide with confidence
Underwrite, monitor, and catch problems 60–90 days before they hit financials.
SIGNAL AGGREGATION · LIVE
REPGoogle Reviews
92
REPYelp Sentiment
87
REPResponse Rate
78
DEMPricing Index
74
DEMBooking Velocity
68
DEMSearch Trends
81
OPSJob Postings
55
OPSWeb Activity
63
OPSPlatform Presence
71
OUTPUT · RISK SCORE
742
▲ LOW RISK
UPDATED WEEKLY
Reputation Velocity88/100
Demand Signals74/100
Operational Health71/100
03 / WHO IT'S FOR

Built for the next generation
of lenders and fintechs.

LENDERS

Reduce defaults with continuous monitoring

Move beyond point-in-time credit pulls. Monitor your portfolio in real time and catch deterioration before it becomes a loss.

  • ◆Continuous portfolio monitoring
  • ◆Early warning signals
  • ◆Peer benchmarking
FINTECHS

Embed real-time underwriting into your product

Add a live risk score to your lending flow without building the data infrastructure yourself. Blacksand is the layer underneath.

  • ◆API-ready intelligence
  • ◆Instant risk scoring
  • ◆Weekly signal updates
CREDIT FUNDS

Allocate capital with real-time signals

Identify high-quality SMB credit opportunities before they surface in traditional channels. Price risk with current data, not stale filings.

  • ◆Deal sourcing signals
  • ◆Risk-adjusted scoring
  • ◆Weekly intelligence updates
04 / EARLY ACCESS

Get early
access.

Blacksand is currently available to a limited number of partners. We're onboarding lenders, fintechs, and credit funds who want to move first.

◆Lenders & banks
◆Fintech credit products
◆Private equity & credit funds

SHORT FORM · 30 SECONDS

blacksand — access request
> Name
[your name]
> Work Email
[your@firm.com]
> Company
[firm name]
> Role
[Lender / Fintech / Fund]
> What are you trying to solve?
[optional]
✓ You're on the list. We'll be in touch.